:root{--navy:#082a4b;--teal:#0d8f8a;--gold:#d8a53a;--ink:#173146;--muted:#5f7382;--paper:#f5f8f7;--white:#fff;--line:#dbe5e3;--shadow:0 18px 50px rgba(8,42,75,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.6;background:var(--white)}a{color:inherit}img{max-width:100%}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;background:#fff;padding:10px;z-index:10}.site-header{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid rgba(219,229,227,.75)}.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{width:230px;display:block}.menu{display:flex;align-items:center;gap:28px}.menu a{text-decoration:none;font-weight:650;color:var(--navy)}.menu .button,.button{color:#fff}.button{display:inline-flex;align-items:center;justify-content:center;padding:12px 20px;border-radius:10px;background:var(--teal);font-weight:750;text-decoration:none;border:2px solid var(--teal);transition:.2s}.button:hover{transform:translateY(-2px);box-shadow:0 8px 22px rgba(13,143,138,.24)}.button.secondary{background:transparent;color:var(--navy);border-color:var(--line)}.hero{position:relative;overflow:hidden;padding:110px 0 95px;background:radial-gradient(circle at 88% 15%,rgba(13,143,138,.13),transparent 32%),linear-gradient(135deg,#f8fbfa,#eef6f4)}.hero:after{content:"";position:absolute;right:-120px;bottom:-220px;width:520px;height:520px;border:2px solid rgba(13,143,138,.12);border-radius:50%}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:800;color:var(--teal)}h1,h2,h3{color:var(--navy);line-height:1.12;margin:0 0 18px}h1{font-size:clamp(2.8rem,6vw,5.4rem);letter-spacing:-.045em;max-width:850px}h2{font-size:clamp(2rem,4vw,3.2rem);letter-spacing:-.03em}h3{font-size:1.25rem}.lead{font-size:clamp(1.1rem,2vw,1.35rem);color:var(--muted);max-width:720px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:34px}.trust-row{display:flex;gap:26px;flex-wrap:wrap;margin-top:60px;color:var(--navy);font-weight:700}.trust-row span:before{content:"✓";color:var(--teal);margin-right:8px}.section{padding:88px 0}.section.tint{background:var(--paper)}.section-head{max-width:720px;margin-bottom:42px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:0 8px 28px rgba(8,42,75,.05)}.icon{width:44px;height:44px;display:grid;place-items:center;border-radius:12px;background:rgba(13,143,138,.1);color:var(--teal);font-size:1.3rem;font-weight:900;margin-bottom:22px}.steps{counter-reset:step}.step{position:relative;padding-left:62px}.step:before{counter-increment:step;content:"0" counter(step);position:absolute;left:0;top:0;color:var(--gold);font-weight:900;font-size:1.1rem}.cta{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:48px;border-radius:24px;background:var(--navy);color:#fff}.cta h2,.cta p{color:#fff}.cta p{opacity:.76;margin:0}.footer{padding:45px 0;background:#061f37;color:#d9e5e8}.footer-row{display:flex;justify-content:space-between;gap:24px;align-items:center}.footer a{color:#fff}.prose{max-width:780px}.prose p,.card p{color:var(--muted)}.page-hero{padding:80px 0 55px;background:var(--paper)}.contact{display:grid;grid-template-columns:1fr 1fr;gap:46px}.note{padding:18px;border-left:4px solid var(--gold);background:#fff8e9}.mobile-toggle{display:none}@media(max-width:760px){.mobile-toggle{display:block;background:none;border:0;font-size:1.5rem;color:var(--navy)}.menu{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;padding:24px;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line)}.menu.open{display:flex}.grid,.contact{grid-template-columns:1fr}.hero{padding:78px 0}.section{padding:66px 0}.cta,.footer-row{align-items:flex-start;flex-direction:column}.brand img{width:200px}}